Molton Allen & Williams
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Individual Medical Insurance

COST CONTAINMENT  

Molton Allen & Williams, LLC helps your company ensure that you make the most of your benefit dollars.

Our simplified review and reporting methods support you in analyzing the costs of your benefits plan against benchmark information that we have gathered within employers like yours and from survey data. MAW is able to examine accumulated information from groupings of companies that can be sorted by type of plan, location, company size and industry to see how your plan utilization and costs compare.

Then we consider potential changes in the design of your medical/prescription drug and dental plan to determine alternatives that offer the most beneficial impact on cost, along with the best care for your   employees. We compare your renewal costs to the revised plan to determine where the best cost-savings reside, and then we make recommendations for your consideration.

Through our analysis and recommendations regarding prescriptions drugs, many of our midsize clients have save tens of thousands of dollars a year on their benefit plans, and larger companies often save hundreds of thousands that can be dedicated to other needs within the company or directed to the bottom line. We also offer national discount  programs through our aggregated buying power.

Our Wellness team can work with you to develop a customized wellness program – with a staff of experts that understands the steps necessary to meet your population’s needs and accomplish your company’s goals through vendor selection, customized communication, and incentive strategies to ensure the program has beneficial results for you and your employees.

We also include review and analysis of all aspects of your employee benefits – from Life and Disability Insurance to Voluntary Benefits & Enrollment and everything in between – to identify opportunities to improve overall plan results.

Our easy-to-understand management reports    provide clear tables that outline your coverage’s, renewal dates and the principal details of the plan. Simple graphs illustrate your cost savings, accompanied by narrative that details your gains and your opportunities for future savings.

Effective cost control is a primary goal of our work as a benefit consultant.  Molton Allen & Williams regularly shops the market to evaluate potentially improved benefit programs that our consultants and underwriters use within a series of creative design options.*


*None of our services should be construed to included legal, accounting, or third-party administrative services.

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